Legatum [leh-gah-tum] = Legacy

We love a good home refinance!! Saving you money is one of our goals so we were happy to do it Mike! Need some help with a refinance? We’ve got you. #mortgagelender #mortgageloanofficers #mortgagebroker #mortgageadvisor #mortgageadvice #lender #lenders #mortgagetips #homeownership #mortgages #mortgagespecialist #creditscore #crediteducation #firsttimehomebuyer #firsttimebuyer #refinancing

This is what we love to see! Congrats to these buyers and amazing job to Darel Handley and team at Grizzly Home Loans in Montana. If you are in the area, he is your guy! #mortgagelender #mortgageloanofficers #mortgagebroker #mortgageadvisor #mortgageadvice #lender #lenders #mortgagetips #homeownership #mortgages #mortgagespecialist #creditscore #crediteducation #firsttimehomebuyer #firsttimebuyer

Buying a home is no walk in the park, but the payoff is priceless. From endless paperwork to tough decisions, the journey may be challenging, but the feeling of unlocking your own front door makes it all worthwhile. We can help you put a plan in place for homeownership. Ready to start? Send us a message. #mortgagelender #mortgageloanofficers #mortgagebroker #mortgageadvisor #mortgageadvice #lender #lenders #mortgagetips #homeownership #mortgages #mortgagespecialist #creditscore #crediteducation #firsttimehomebuyer #firsttimebuyer

Taking a moment to look back at the wonderful homes we’ve had the privilege to help families make their own! This luxury $2.4 million home was one of them! It was such an honor to be able to secure this home for this incredible family. Looking to get into your own home? We’d love to help. Send us a message to get started. #mortgagelender #mortgageloanofficers #mortgagebroker #mortgageadvisor #mortgageadvice #lender #lenders #mortgagetips #homeownership #mortgages #mortgagespecialist #firsttimehomebuyer #firsttimebuyer #luxuryhomes

I want to underscore the importance of thinking “long term.” Often, individuals approach property purchases with a short-term mindset, seeking immediate returns. Similarly, some may hesitate to invest in property due to fears of market downturns, especially after events like the 2008 crash. However, while short-term gains and market fluctuations are possible, real estate has proven itself as a secure and profitable investment over centuries. It’s crucial to look beyond immediate gains and consider the long-term benefits. #mortgagelender #mortgageloanofficers #mortgagebroker #mortgageadvisor #mortgageadvice #lender #lenders #mortgagetips #homeownership #mortgages #mortgagespecialist #creditscore #crediteducation #firsttimehomebuyer #firsttimebuyer

Bad credit doesn’t have to keep you from buying a home. With the right strategy and guidance, homeownership is still within reach. Need to improve your credit score? We can help you for free. Send us a message to learn more. #mortgagelender #mortgageloanofficers #mortgagebroker #mortgageadvisor #mortgageadvice #lender #lenders #mortgagetips #homeownership #mortgages #mortgagespecialist #creditscore #crediteducation #firsttimehomebuyer #firsttimebuyer

Experienced real estate investors understand that regardless of market fluctuations, equity tends to appreciate over time. They prioritize factors such as monthly payments and the property’s rentability, placing less emphasis on interest rates, knowing that their equity will continue to grow, potentially enabling future refinancing opportunities. Either way, they know that they are making a really great long term investment. Want to learn how you can get in the real estate game? Send us a message. #mortgagelender #mortgageloanofficers #mortgagebroker #mortgageadvisor #mortgageadvice #lender #lenders #mortgagetips #homeownership #mortgages #mortgagespecialist #creditscore #crediteducation #firsttimehomebuyer #firsttimebuyer #realestateinvesting #realestateinvestor

This could be a game changer for you! Currently, there are various mortgage alternatives designed to empower borrowers in expediting the repayment process of their loans, consequently leading to significant reductions in interest expenses throughout the duration of the loan. If you would like to know more about these options and if they could benefit you, comment “more” to get started. #mortgagelender #mortgageloanofficers #mortgagebroker #mortgageadvisor #mortgageadvice #lender #lenders #mortgagetips #homeownership #mortgages #mortgagespecialist #creditscore #crediteducation #firsttimehomebuyer #firsttimebuyer

Thank you Kyle! We truly love what we get to do and are excited to help you get into the perfect home for you and your family. It starts with a plan and we are here to help you every step of the way. Take the first step and send us a message! #mortgagelender #mortgageloanofficers #mortgagebroker #mortgageadvisor #mortgageadvice #lender #lenders #mortgagetips #homeownership #mortgages #mortgagespecialist #creditscore #crediteducation #firsttimehomebuyer #firsttimebuyer #clientreview

Over the last few years we’ve had the honor of helping many families get into a home. Closing on this home for this family in Minnesota was a highlight. We don’t just help you get into a home for you and your family, we help you learn how to accumulate wealth by building a real estate portfolio. Want to be next? Send us a message to get started. #mortgagelender #mortgageloanofficers #mortgagebroker #mortgageadvisor #mortgageadvice #lender #lenders #mortgagetips #homeownership #mortgages #mortgagespecialist #firsttimehomebuyer #firsttimebuyer #realestateinvesting #realestateinvestor #wealthbuilder

Saving for your dream home? Here are 4 key tips to help you reach your down payment goal! From budgeting and trimming expenses to automating savings and exploring assistance programs, these strategies will pave the way to homeownership. Double-tap if this was helpful! #mortgagelender #mortgageloanofficers #mortgagebroker #mortgageadvisor #mortgageadvice #lender #lenders #mortgagetips #homeownership #mortgages #mortgagespecialist #creditscore #crediteducation #firsttimehomebuyer #firsttimebuyer

The right home for you is out there and we can help you find it! We have helped people get into a fixer uppers and we have also helped families get into luxury homes. We know the market seems scary right now but we are confident we can help ease some of your fears and reassure you that you can still get a home! Ready to take the next step? Give us a call or send us a message. #mortgagelender #mortgageloanofficers #mortgagebroker #mortgageadvisor #mortgageadvice #lender #lenders #mortgagetips #homeownership #mortgages #mortgagespecialist #firsttimehomebuyer #firsttimebuyer #fixerupper #luxuryhomes #camaswashougal

Some of our team got together on Friday! It was so good to connect and encourage one another as we move forward into some exciting things ahead. Grateful to get to work with such an amazing team of men and women that are truly helping families build a legacy. If you want to learn more about how we can help you, send us a message. #mortgagelender #mortgageloanofficers #mortgagebroker #mortgageadvisor #mortgageadvice #lender #lenders #mortgagetips #homeownership #mortgages #mortgagespecialist #creditscore #crediteducation #firsttimehomebuyer #firsttimebuyer

Dreaming of homeownership but worried about upfront costs? Introducing, Down Payment Assistance (DPA) Programs – your key to unlocking the door to your dream home! With DPA, eligible buyers can receive financial support to cover part or even all of their down payment and closing costs. Here’s how it works: DPA programs vary by location and eligibility criteria, but they generally provide grants, loans, or forgivable loans to qualified buyers. These funds can be used towards the down payment, closing costs, or both, depending on the program’s guidelines. Whether you’re a first-time homebuyer or looking to upgrade to your forever home, DPA can make homeownership more accessible. Send us a message to find out more. #mortgagelender #mortgageloanofficers #mortgagebroker #mortgageadvisor #mortgageadvice #lender #lenders #mortgagetips #homeownership #mortgages #mortgagespecialist #creditscore #crediteducation #firsttimehomebuyer #firsttimebuyer

Investing in real estate has historically provided competitive returns, outperforming stocks and bonds over time. With stable income generation, appreciation potential, tax advantages, and diversification benefits, it's a smart addition to any investment portfolio. Not sure where to start in your investment journey? We can help point you in the right direction. Send us a message to get started. #mortgagelender #mortgageloanofficers #mortgagebroker #mortgageadvisor #mortgageadvice #lender #lenders #mortgagetips #homeownership #mortgages #mortgagespecialist #creditscore #crediteducation #firsttimehomebuyer #firsttimebuyer

Exciting news from Grizzly Home Loans! We’re thrilled for Grizzly Home Loans and the expansion of their team with the addition of Kyle as the newest Senior Loan Officer. Join us in extending a warm welcome to Kyle as he brings his expertise and passion for helping clients achieve their homeownership dreams. We’re excited about the opportunities ahead as we continue to grow and serve our community with exceptional mortgage solutions. #mortgagelender #mortgageloanofficers #mortgagebroker #mortgageadvisor #mortgageadvice #lender #lenders #mortgagetips #homeownership #mortgages #mortgagespecialist #creditscore #crediteducation #firsttimehomebuyer #firsttimebuyer

Let me explain.. 1. Investment in your future: Owning a home allows you to build equity over time, essentially investing in your future. Unlike renting, where your payments go to a landlord, homeownership builds value that can benefit you in the long run. 2. Tax benefits: Homeownership often comes with tax advantages, such as deductions for mortgage interest and property taxes. These benefits can help lower your overall tax burden, providing additional financial incentive to own rather than rent. 3. Stability and control: When you own a home, you have greater stability and control over your living situation. You’re not at the mercy of landlords or rental market fluctuations. You can customize your space to your liking and enjoy the sense of permanence that comes with homeownership. Do you agree? Let me know in the comments. #mortgageloanofficers #mortgagebroker #mortgageadvisor #mortgageadvice #lender #lenders #mortgagetips #homeownership #mortgages #mortgagespecialist #creditscore #crediteducation #firsttimehomebuyer #firsttimebuyer #mortgagelender

Don’t skip the home inspection step – it’s a small investment that can save you time, money, and stress in the long run! Have any questions about buying a home? We’d love to answer them. Comment “home” and we will reach out to you! #mortgagelender #mortgageloanofficers #mortgagebroker #mortgageadvisor #mortgageadvice #lender #lenders #mortgagetips #homeownership #mortgages #mortgagespecialist #creditscore #crediteducation #firsttimehomebuyer #firsttimebuyer

Whether it’s brand new or a fixer upper, there’s nothing like this feeling! We can’t wait to help make this your reality too. You are just a few decisions away from owning a home. It doesn’t have to be complicated and we are here to help you every step of the way. Need some help putting a plan in place? We’ve got you. Send us a message and let’s get you your home! #mortgagelender #mortgageloanofficers #mortgagebroker #mortgageadvisor #mortgageadvice #lender #lenders #mortgagetips #homeownership #mortgages #mortgagespecialist #creditscore #crediteducation #firsttimehomebuyer #firsttimebuyer

Need money now? Have equity in your home? We have an amazing home equity line of credit that can close in 5 days. You either qualify or you don’t. Message us with the word “interested” and we will email you over the info! #mortgagelender #mortgageloanofficers #mortgagebroker #mortgageadvisor #mortgageadvice #lender #lenders #mortgagetips #homeownership #mortgages #mortgagespecialist #creditscore #crediteducation #firsttimehomebuyer #firsttimebuyer

Congratulations on your new home! Darel Handley at Grizzly Home Loans is consistently taking great care of people in Montana. We love seeing the hard work you put into getting your clients homes. If you live in Montana, Darel is your guy! Share this post with your Montana friends! #mortgagelender #mortgageloanofficers #mortgagebroker #mortgageadvisor #mortgageadvice #lender #lenders #mortgagetips #homeownership #mortgages #mortgagespecialist #firsttimehomebuyer #firsttimebuyer #montanarealestate

We have financing for just about anything you can imagine, business related or commercially related. Run your scenario by us and we will see how we can make it happen! Send us a message to get started. #mortgagelender #mortgageloanofficers #mortgagebroker #mortgageadvisor #mortgageadvice #lender #lenders #mortgagetips #homeownership #mortgages #mortgagespecialist #firsttimehomebuyer #firsttimebuyer #landdevelopment #businessowner

THAT WAS A QUICK ONE! Cleared to close in 6 days and this amazing couple got the keys to their new home! Do you feel overwhelmed by this market? There are so many people just like you getting into homes even in this market! It starts with one step! Reach out to us today to take that first step towards home ownership. #mortgagelender #mortgageloanofficers #mortgagebroker #mortgageadvisor #mortgageadvice #lender #lenders #mortgagetips #homeownership #mortgages #mortgagespecialist #creditscore #crediteducation #firsttimehomebuyer #firsttimebuyer

Thank you for your kind words! This one was a fun one. Jared and Tasha are longtime friends and we were able to get their home under contract by being able do a VERY quick close. We loved helping them make their dream of owning a home a reality! If you have a dream to own a home, send us a message! Let’s make it happen. #mortgagelender #mortgageloanofficers #mortgagebroker #mortgageadvisor #mortgageadvice #lender #lenders #mortgagetips #homeownership #mortgages #mortgagespecialist #creditscore #crediteducation #firsttimehomebuyer #firsttimebuyer

Shoutout to our Boise, ID Branch Manager, Brady Gormley! Today marks one year since you joined us at Legatum Mortgage. We’re thrilled about the growth happening with your Branch in Boise! GREAT things ahead. #mortgagelender #mortgageloanofficers #mortgagebroker #mortgageadvisor #mortgageadvice #lender #lenders #mortgagetips #homeownership #mortgages #mortgagespecialist #creditscore #crediteducation #firsttimehomebuyer #firsttimebuyer

This company is not about us, it’s about helping leave greater legacy’s for the families we help. It’s about helping our clients see further into their future, so they can start to make decisions today that lead to great legacy. So join me. Think long term. Think generationally. Think Legatum. Send us a message to get started. #mortgagelender #mortgageloanofficers #mortgagebroker #mortgageadvisor #mortgageadvice #lender #lenders #mortgagetips #homeownership #mortgages #mortgagespecialist #creditscore #crediteducation #firsttimehomebuyer #firsttimebuyer

Let’s go Chad! Amazing work getting this amazing Veteran family into a home. We’re not only thrilled for this family but also excited to witness your continued success as you help more families achieve their homeownership goals this year. It’s going to be a great year!! #mortgagelender #mortgageloanofficers #mortgagebroker #mortgageadvisor #mortgageadvice #lender #lenders #mortgagetips #homeownership #mortgages #mortgagespecialist #creditscore #crediteducation #firsttimehomebuyer #firsttimebuyer

Exciting news from our team! We’re thrilled to welcome new members and witness the remarkable growth underway. With the market showing signs of improvement, refinances are gaining momentum, marking an exciting period for both our company and the local community! Share this update with anyone interested in joining the mortgage industry. #mortgagelender #mortgageloanofficers #mortgagebroker #mortgageadvisor #mortgageadvice #lender #lenders #mortgagetips #homeownership #mortgages #mortgagespecialist #creditscore #crediteducation #firsttimehomebuyer #firsttimebuyer

Behind the scenes we are working hard to get you in your dream home and build your legacy! Huge shoutout to BJ Dale and Darel Handley, leading their brokerages with excellence and helping countless families build their legacy. Share this with someone looking to buy a home! #mortgagelender #mortgageloanofficers #mortgagebroker #mortgageadvisor #mortgageadvice #lender #lenders #mortgagetips #homeownership #mortgages #mortgagespecialist #creditscore #crediteducation #firsttimehomebuyer #firsttimebuyer

Homeowners! An unexpected method to boost cash flow is consolidating high-interest debt into your mortgage. This lowers monthly payments and increases available funds. Want to learn more? Send us a message. #mortgagelender #mortgageloanofficers #mortgagebroker #mortgageadvisor #mortgageadvice #lender #lenders #mortgagetips #homeownership #mortgages #mortgagespecialist #creditscore #crediteducation #firsttimehomebuyer #firsttimebuyer #homeowner

Congrats to newlyweds Alex and Katie on their new home purchase. Amazing work by Darel Handley and team at Grizzly Home Loans. Ready to make your homeownership dreams a reality? From first-time buyers to seasoned investors, we’re here to guide you every step of the way. Send us a message today! #mortgagelender #mortgageloanofficers #mortgagebroker #mortgageadvisor #mortgageadvice #lender #lenders #mortgagetips #homeownership #mortgages #mortgagespecialist #creditscore #crediteducation #firsttimehomebuyer #firsttimebuyer

From conventional to government-backed options like FHA, VA, and USDA, along with specialized offerings for new construction and commercial ventures, we’ve got you covered. Plus, explore the flexibility of HELOC for your unique financial needs. Partner with us to find the perfect loan solution tailored to you. We are happy to answer any questions you have about these programs. Send us a message or save this post for later. #mortgagelender #mortgageloanofficers #mortgagebroker #mortgageadvisor #mortgageadvice #lender #lenders #mortgagetips #homeownership #mortgages #mortgagespecialist #creditscore #crediteducation #firsttimehomebuyer #firsttimebuyer

Jared and Tasha came to us in November of 2021 with a dream to own their first home. They expressed how they felt overwhelmed with the process but we assured them we’d be there every step of the way. In May of 2022 that dream became a reality as they got to walk into their new home. We’d love to help you do the same! Send us a message so we can get started. #mortgagelender #mortgageloanofficers #mortgagebroker #mortgageadvisor #mortgageadvice #lender #lenders #mortgagetips #homeownership #mortgages #mortgagespecialist #creditscore #crediteducation #firsttimehomebuyer #firsttimebuyer

Thank you Troy! We were happy to help you in both processes. If you are a first time homebuyer or looking to refinance, send us a message and let’s get it done! #mortgagelender #mortgageloanofficers #mortgagebroker #mortgageadvisor #mortgageadvice #lender #lenders #mortgagetips #homeownership #mortgages #mortgagespecialist #creditscore #crediteducation #firsttimehomebuyer #firsttimebuyer #realestateinvesting #refinance

Shoutout to Chad Cammilleri for pulling off an amazing closing! Loved seeing him help a Veteran snag their dream home and start building their legacy. Excited to see more Chad! #lenders #mortgagelender #mortgageloanofficers #mortgagebroker #mortgageadvisor #mortgageadvice #lender #lenders #mortgagetips #homeownership #mortgages #mortgagespecialist #creditscore #crediteducation #firsttimehomebuyer #firsttimebuyer #veteran #realestateinvesting

Are there ways that you mitigate risks associated with real estate investments? Yes! We mitigate risk by running conservative numbers on the rentability of a property. Do the numbers still make sense if the potential property rents out at the low end of where the market is at? Do I have any cushion in the bank to handle any months of potential vacancy? How long could I last before I can’t make any more payments? These are all ways that we lessen the risks in real estate investing. Send us a message if you’d like some help with your investments. #mortgagelender #mortgageloanofficers #mortgagebroker #mortgageadvisor #mortgageadvice #lender #lenders #mortgagetips #homeownership #mortgages #mortgagespecialist #creditscore #crediteducation #firsttimehomebuyer #firsttimebuyer #realestateinvesting

Realtors! We offer the fastest closings in the country. This is especially helpful when there are multiple offers. As you know, closing quickly makes buyer’s offers more attractive. We’d love to partner with you. Get in touch with us to get started. #mortgagelender #mortgageloanofficers #mortgagebroker #mortgageadvisor #mortgageadvice #mortgagetips #homeownership #mortgages #mortgagespecialist #firsttimehomebuyer #firsttimebuyer #realestateagent #realtor #camasrealtor #washougalrealtor #realtors

Darel does it again! It has been amazing to see Grizzly Home Loans in Kalispell, Montana continue to build the legacies for family after family. Congrats to The Judkins on their new home purchase! #mortgagelender #mortgageloanofficers #mortgagebroker #mortgageadvisor #mortgageadvice #lender #lenders #mortgagetips #homeownership #mortgages #mortgagespecialist #creditscore #crediteducation #firsttimehomebuyer #firsttimebuyer #credittips

How much home do you qualify for? That’s where a loan officer steps in and where receiving a loan application allows us to know what you qualify for. There’s no way of really knowing until a professional looks at your situation. Curious to find out how much home you qualify for? Send us a message. #mortgagelender #mortgageloanofficers #mortgagebroker #mortgageadvisor #mortgageadvice #lender #lenders #mortgagetips #homeownership #mortgages #mortgagespecialist #creditscore #crediteducation #firsttimehomebuyer #firsttimebuyer #credittips

Need some extra cash? Refinancing could be your solution. If we close early enough in the month, you can skip 1 mortgage payment and in some cases, 2 mortgage payments. Send me a message if you have any questions or save this for when you’re ready to refinance! #mortgagelender #mortgageloanofficers #mortgagebroker #mortgageadvisor #mortgageadvice #lender #lenders #mortgagetips #homeownership #mortgages #mortgagespecialist #creditscore #crediteducation #firsttimehomebuyer #firsttimebuyer #credittips #refinancing

We wish that everyone knew that real estate is all about being positioned to win. If you can get a home today, you are then positioned to win when rates dip even further with a refinance. In today’s dynamic real estate market, timing is everything. Every day you delay is a potential missed opportunity. By taking the step towards homeownership now, you position yourself ahead of the curve. With interest rates constantly fluctuating, getting your home not only fulfills a personal goal but also safeguards you against potential future increases. Ready to take that step? Send us a message. #mortgagelender #mortgageloanofficers #mortgagebroker #mortgageadvisor #mortgageadvice #lender #lenders #mortgagetips #homeownership #mortgages #mortgagespecialist #creditscore #crediteducation #firsttimehomebuyer #firsttimebuyer #credittips

Thank you Martin Luther King Jr. for the convictions you had, the example you were, and for leading our country into a better place for generations to come. #mortgagelender #mortgageloanofficers #mortgagebroker #mortgageloanofficerlife #mortgageadvisor #mortgageadvice #lender #lenders #mortgagetips #homeownership #mortgages #mortgagespecialist #mlkjr #mlkday #martinlutherkingjr

THIS FEELING RIGHT HERE! It’s our dream that all of you experience it. The joy that comes from building your legacy and investing into your future is such an honor to watch. We know that buying a home can feel overwhelming and that’s why we’re here! We walk you step by step through the process until you are right here in this moment, signing your documents for your brand new home. It doesn’t need to feel like a distant dream. Let’s take real steps today to get you there. Send us a message to get started. #mortgagelender #mortgageloanofficers #mortgagebroker #mortgageadvisor #mortgageadvice #lender #lenders #mortgagetips #homeownership #mortgages #mortgagespecialist #creditscore #crediteducation #firsttimehomebuyer #firsttimebuyer #credittips

It was a pleasure working with you Jackson! Our hope is that we make the home buying process smooth and every step is easy to understand. We want to assure you that you are not alone in securing your dream home. We’d love to help you next! Send us a message. #mortgagelender #mortgageloanofficers #mortgagebroker #mortgageadvisor #mortgageadvice #lender #lenders #mortgagetips #homeownership #mortgages #mortgagespecialist #creditscore #crediteducation #firsttimehomebuyer #firsttimebuyer #credittips #clientreview #clienttestimonial

Congrats to Brandin and Jenna for your new home purchase. And of course amazing job to Darel for getting them across the finish line. We love seeing these smiling faces! If you are looking for a home in Montana, be sure to reach out to Darel at Grizzly Home Loans. #mortgagelender #mortgageloanofficers #mortgagebroker #mortgageadvisor #mortgageadvice #lender #lenders #mortgagetips #homeownership #mortgages #mortgagespecialist #creditscore #crediteducation #firsttimehomebuyer #firsttimebuyer #credittips #montanarealestate

It’s no mystery that 2023 was a challenging year for the Real Estate industry. However, our team here at Legatum is ready and excited to serve you in 2024. Whether it’s refinancing or fulfilling your home buying requirements, our entire team is prepared to support you. Need help putting a plan in place? Just send us a message and we can do it together. #mortgagelender #mortgageloanofficers #mortgagebroker #mortgageadvisor #mortgageadvice #lender #lenders #mortgagetips #homeownership #mortgages #mortgagespecialist #creditscore #crediteducation #firsttimehomebuyer #firsttimebuyer

Just a few of the amazing families we had the privilege to help get into homes this year! We absolutely love what we get to do. Can’t wait for all 2024 will bring. #mortgagelender #mortgageloanofficers #mortgagebroker #mortgageadvisor #mortgageadvice #lender #lenders #mortgagetips #homeownership #mortgages #mortgagespecialist #creditscore #crediteducation #firsttimehomebuyer #firsttimebuyer

Here’s something good about the current interest rate: Rates have started to improve recently. This means that you may be eligible for a refinance if you completed your purchase over 6 months ago! Want to find out? Send us a message. #mortgagelender #mortgageloanofficers #mortgagebroker #mortgageadvisor #mortgageadvice #lender #lenders #mortgagetips #homeownership #mortgages #mortgagespecialist #creditscore #crediteducation #firsttimehomebuyer #firsttimebuyer

The first thing we will tell you to do is this: Go through a pre-approval process with a mortgage professional. What are you waiting for? If you have a dream to own a home in 2024, let’s get started. Send us a message! #mortgagelender #mortgageloanofficers #mortgagebroker #mortgageadvisor #mortgageadvice #lender #lenders #mortgagetips #homeownership #mortgages #mortgagespecialist #creditscore #crediteducation #firsttimehomebuyer #firsttimebuyer

Here’s what you need to know: Position yourself correctly! Rates are going to be cut in 2024 which means if you are a first time home buyer or you’re looking to invest in another property, now is the time. Don’t wait until everyone and their mom rushes back into the market, get ahead of it by securing your home before the cut happens. Send us a message so we can get you your home! #mortgagelender #mortgageloanofficers #mortgagebroker #mortgageadvisor #mortgageadvice #lender #lenders #mortgagetips #homeownership #mortgages #mortgagespecialist #creditscore #crediteducation #firsttimehomebuyer #firsttimebuyer

Merry Christmas everyone! We hope you have the most amazing day with friends and family.

Just a few of the reasons you should work with us! We want to make the home buying process as stress free as possible for you. Let our experts handle the nitty gritty and get you in your dream home. Share this with a friend looking to buy! #mortgagelender #mortgageloanofficers #mortgagebroker #mortgageadvisor #mortgageadvice #lender #lenders #mortgagetips #homeownership #mortgages #mortgagespecialist #creditscore #crediteducation #firsttimehomebuyer #firsttimebuyer #credittips

Fed Chair Jerome Powell recently announced that the Federal Reserve anticipates commencing rate reductions by 2024. We are certainly hoping that happens! Let’s get a head start on your home purchase in 2024, send us a message to get started. #mortgagelender #mortgageloanofficers #mortgagebroker #mortgageadvisor #mortgageadvice #lender #lenders #mortgagetips #homeownership #mortgages #mortgagespecialist #creditscore #crediteducation #firsttimehomebuyer #firsttimebuyer #credittips #mortgagerates #mortgagerate

Have to take a moment to say how grateful we are to have KEITH KEMP on our team. Not only does he bring 24 years of experience to the table but he is an incredible man of integrity. We are blessed. Love you Keith! #mortgagelender #mortgageloanofficers #mortgagebroker #mortgageloanofficerlife #mortgageadvisor #mortgageadvice #lender #lenders #mortgagetips #homeownership #mortgages #mortgagespecialist #processor

We can customize a loan for you! Usually, fixed-rate loans span 15-30 years, yet we specialize in securing loans for your preferred duration, customizing it to suit your needs. Let’s chat about how we can create a loan that perfectly fits your unique situation. #mortgagelender #mortgageloanofficers #mortgagebroker #mortgageadvisor #mortgageadvice #lender #lenders #mortgagetips #homeownership #mortgages #mortgagespecialist #creditscore #crediteducation #firsttimehomebuyer #firsttimebuyer #credittips #homebuyingtips #homebuyingprocess

Thank you so much for letting us be a part of this process! If you are ready to get your home for 2024, send us a message. #mortgagelender #mortgageloanofficers #mortgagebroker #mortgageadvisor #mortgageadvice #lender #lenders #mortgagetips #homeownership #mortgages #mortgagespecialist #creditscore #crediteducation #firsttimehomebuyer #firsttimebuyer #credittips #clienttestimonial #clienttestimonials #customerreviews

Huge win for our team! Here’s the story: We had two simultaneous closings where one had to happen before the other one could happen. When a retail lender fell through on our property sale, we stepped in. Our versatility as Residential and Commercial lenders made it happen. Save this for when you need a lender. #mortgagelender #mortgageloanofficers #mortgagebroker #mortgageadvisor #mortgageadvice #lender #lenders #mortgagetips #homeownership #mortgages #mortgagespecialist #creditscore #crediteducation #firsttimehomebuyer #firsttimebuyer #credittips

Can you imagine waking up in your new home in January 2024? It’s totally possible. Give us a call and let’s get started. #mortgagelender #mortgageloanofficers #mortgagebroker #mortgageadvisor #mortgageadvice #lender #lenders #mortgagetips #homeownership #mortgages #mortgagespecialist #creditscore #crediteducation #firsttimehomebuyer #firsttimebuyer #homebuyertips #homebuyingprocess #homebuying101 #homebuyers

Let’s go Darel! Watching you help people live the dream of owning a home in Montana is absolutely amazing. Excited for all the other families you will continue to help! Send us a message if you want to be next. #mortgagelender #mortgageloanofficers #mortgagebroker #mortgageadvisor #mortgageadvice #lender #lenders #mortgagetips #homeownership #mortgages #mortgagespecialist #creditscores #firsttimehomebuyer #firsttimebuyer #montanarealestate

Just a few things to consider before renting out an Airbnb. If you have any questions or would like help knowing if renting out an Airbnb is a good option for you, send us a message. Be sure to save this post for later. #mortgagelender #mortgageloanofficers #mortgagebroker #mortgageadvisor #mortgageadvice #lender #lenders #mortgagetips #homeownership #mortgages #mortgagespecialist #creditscore #crediteducation #firsttimehomebuyer #firsttimebuyer #airbnb #airbnbhomes

Equity in your home? Need $ for a remodel? Want to purchase another property? Need to pay down high interest debt? We have a HELOC that closes in 5 DAYS! - FAST closing - FIXED rate - NO Appraisal - MONEY in your account IMMEDIATELY - SOFT credit pull You either qualify or you don’t. Let’s see if you do TODAY and we’ll send you a link. #mortgagelender #mortgageloanofficers #mortgagebroker #mortgageadvisor #mortgageadvice #lender #lenders #mortgagetips #homeownership #mortgages #mortgagespecialist #creditscore #crediteducation #firsttimehomebuyer #firsttimebuyer #credittips

We know buying a home can feel overwhelming. How much do you need for a down payment? What are closing costs? Do you qualify for a loan? We are here to make the process easier for you! Whether it’s your first home or an investment property, we can put a step by step plan in place together. Send us a message to get started. #mortgagelender #mortgageloanofficers #mortgagebroker #mortgageadvisor #mortgageadvice #lender #lenders #mortgagetips #homeownership #mortgages #mortgagespecialist #creditscore #crediteducation #firsttimehomebuyer #firsttimebuyer #credittips #homebuyingprocess

Tyson and Gabby got a home! We are so honored to have been a part of your home buying journey and what an amazing investment for your family going forward. Thank you to Shandra Harris, you're an incredible realtor. So great working with you!! Who’s next?! #mortgagelender #mortgageloanofficers #mortgagebroker #mortgageadvisor #mortgageadvice #lender #lenders #mortgagetips #homeownership #mortgages #mortgagespecialist #firsttimehomebuyer #firsttimebuyer

We are grateful for all of the amazing people we have partnered with over the years to help build their legacy. We hope you have an amazing Thanksgiving with your friends and family. #mortgagelender #mortgageloanofficers #mortgagebroker #mortgageloanofficerlife #mortgageadvisor #mortgageadvice #lender #lenders #mortgagetips #homeownership #mortgages #mortgagespecialist #legacy

Here’s how to prepare for buying a home if you aren’t ready today… ‌1. Keep your MONTHLY debt as low as possible. A new car loan or increased credit card debt can limit your qualifying ability to purchase a home. 2. SAVE as much $$ as you can. Even if you qualify for a $0 down loan, you’ll most likely still need to cover certain costs when buying a home (inspection, appraisal, closings costs, etc) 3. Give us a call and let’s set a plan in place for you to buy a home sooner than later. #mortgagelender #mortgageloanofficers #mortgagebroker #mortgageadvisor #mortgageadvice #lender #lenders #mortgagetips #homeownership #mortgages #mortgagespecialist #creditscore #crediteducation #firsttimehomebuyer #firsttimebuyer #credittips #homebuyingtips #homebuyingprocess

Legacy - it’s what we’re building for our children. I want them to stand on my shoulders and go further than me. That’s one of the primary reasons I started Legatum and it’s my dream for you and your family as well. Do you want to take that next step in your wealth but feel stuck? Send me a message and I’d love to see how I can help get you there. It’s never too early or too late to start building your legacy. #mortgagelender #mortgageloanofficers #mortgagebroker #mortgageadvisor #mortgageadvice #lender #lenders #mortgagetips #homeownership #mortgages #mortgagespecialist #creditscore #crediteducation #firsttimehomebuyer #firsttimebuyer #credittips #legacybuilder #legacy

Is your monthly payment too high? Are your interest rates higher than the current rate? Are you looking to consolidate high interest debt? Do you want to own your home sooner? These are all good reasons to refinance! We have helped many families successfully refinance and improve their financial outlook. Send us a message if you’d like to learn more. #mortgagelender #mortgageloanofficers #mortgagebroker #mortgageadvisor #mortgageadvice #lender #lenders #mortgagetips #homeownership #mortgages #mortgagespecialist #refinancing #refinance #camaswa #washougalwa

We’d love to work with you! Ready to work in a healthy company culture with plenty of growth opportunities? Send us a message to get started. #mortgagelender #mortgageloanofficers #mortgagebroker #mortgageloanofficerlife #mortgageadvisor #mortgageadvice #lender #lenders #homeownership #mortgages #mortgagespecialist #loanofficer #loanofficers

First of all - THANK YOU for your service. We are forever grateful. If you are looking to buy or refinance a home, there are a variety of Veteran Home Loan options. A few are: - 0% Down Primary Home Purchase (No MI) - Cash-Out Refinance Loan - Interest Rate Reduction Refinance Loan We’d be honored to be a part of your home buying journey. Send us a message to get started or share this with a veteran! #mortgagelender #mortgageloanofficers #mortgagebrokers #mortgageadvisor #mortgageadvice #lender #lenders #mortgagetips #homeownership #mortgages #mortgagespecialist #veteransday #homebuying #refinancing

We loved getting to help you with your home! Share this with someone trying to get into real estate investing. #mortgagelender #mortgageloanofficers #mortgagebroker #mortgageloanofficerlife #mortgageadvisor #mortgageadvice #lender #lenders #mortgagetips #homeownership #mortgages #mortgagespecialist #realestateinvesting #realestateinvestors #clienttestimonial

Darel is busy helping families in Montana build their legacies. We love to see it! Send us a message if you’re ready to buy your first home and secure your loan. #mortgagelender #mortgageloanofficers #mortgagebroker #mortgageadvisor #mortgageadvice #lender #lenders #mortgagetips #homeownership #mortgages #mortgagespecialist #creditscore #crediteducation #firsttimehomebuyer #firsttimebuyer #loanofficer #montanarealestate #homeloan

I LOVE the Mortgage Industry! It is the gateway for helping people make the dream of home ownership come true. Most people don’t have the cash to buy a home outright so they need a loan to make it happen. Getting to watch people build their legacy over the last 8 years and get a home when they never thought they could, is a huge blessing. Send me a message if you want to learn more about getting into this industry. #mortgagelender #mortgageloanofficers #mortgagebroker #mortgageadvisor #mortgageadvice #lender #lenders #mortgagetips #homeownership #mortgages #mortgagespecialist #creditscore #crediteducation #firsttimehomebuyer #firsttimebuyer

Before you jump into renting out an Air BNB, consider this: Factor in the estimated costs to furnish and make the space as nice as possible. If you go a month or two without renters can you still cover your mortgage payment? Make sure to include the cost of utilities in your total monthly expenses since the renters are not personally covering them. Add as many amenities as possible, to increase your potential monthly bookings AND increase your nightly rate. (E.G. Hot tub, sauna, cold plunge, ping pong, etc) Save this post and follow for more! #mortgagelender #mortgageloanofficers #mortgagebroker #mortgageloanofficerlife #mortgageadvisor #mortgageadvice #lender #lenders #mortgagetips #homeownership #mortgages #mortgagespecialist #airbnbhomes #airbnb #realestateinvesting

Don’t be spooked! There are plenty of ways we can help you get a home with affordable monthly payments. We can walk you through the process and put a plan in place. Instead of letting the naysayers scare you, give us a call and let’s talk through your options. Send us a message today! #mortgagelender #mortgageloanofficers #mortgagebroker #mortgageadvisor #mortgageadvice #lender #lenders #mortgagetips #homeownership #mortgages #mortgagespecialist #realestateinvesting #firsttimehomebuyer #homebuyers

The wealthiest real estate investors know this.. No matter the market, your equity will grow over time. They pay attention to: - Monthly payments - Rentability on the property Remember this, you are making a long term investment and building your legacy no matter where the market is at. Share this with someone looking to invest! #mortgagelender #mortgageloanofficers #mortgagebroker #mortgageloanofficerlife #mortgageadvisor #mortgageadvice #lender #lenders #mortgagetips #homeownership #mortgages #mortgagespecialist #realestateinvesting #realestateinvestor #realestatetips

Your credit doesn’t need to be amazing! This is one of the number one things holding people back from purchasing a home. If your credit score isn’t excellent it DOES NOT mean you are out of the real estate game. Save this for when you need a reminder or send us a message for more info on getting you into a home. #mortgagelender #mortgageloanofficers #mortgagebroker #mortgageadvisor #mortgageadvice #lender #lenders #mortgagetips #homeownership #mortgages #mortgagespecialist #creditscore #crediteducation #firsttimehomebuyer #firsttimebuyer #credittips

YES! Your 30 year fixed mortgage is truly fixed. What could change is your monthly mortgage payment depending on if your taxes or insurance go up or down. Have a question? Send us a message. #mortgagelender #mortgageloanofficers #mortgagebroker #mortgageloanofficerlife #mortgageadvisor #mortgageadvice #lender #lenders #mortgagetips #homeownership #mortgages #mortgagespecialist #washougalwashington #vancouverwashington #camaswashington

First-Time Homeowners AND Veterans! It’s absolutely amazing what you continue to do for families out at our Montana Branch Darel! If you live in the Montana area, Darel is your guy. #mortgagelender #mortgageloanofficers #mortgagebroker #mortgageadvisor #mortgageadvice #lender #lenders #mortgagetips #homeownership #mortgages #mortgagespecialist #firsttimehomebuyer #firsttimehomeowners #veterans #montanarealestate

In this High Interest Rate Market remember this: Temporary buydowns still exist! You can get a seller concession where they are paying to temporarily buy your interest rate down. It’s a great way to still get a home that’s affordable. Send us a message to learn more or save this post for later! #mortgagelender #mortgageloanofficers #mortgagebroker #mortgageadvisor #mortgageadvice #lender #lenders #mortgagetips #homeownership #mortgages #mortgagespecialist #realestateinvesting #realestateinvestor #housingmarket #homebuyingtips #homebuying

If you’re thinking about renting out your home, remember this: - Make sure your renters can cover the cost of not only your mortgage but also what it will cost to upkeep your home. - Do a really thorough job of vetting your full time renters before signing an agreement. A bad renter is a long term headache. - If hoping to rent on Airbnb, make sure that in a worst case scenario, a FULL TIME renter can cover the total mortgage payment if Airbnb isn’t cutting it. - Just because it’s a short term solution doesn’t mean it will get you the long term investment. Save this for later! #mortgagelender #mortgageloanofficers #mortgagebroker #mortgageloanofficerlife #mortgageadvisor #mortgageadvice #lender #lenders #mortgagetips #homeownership #mortgages #mortgagespecialist #rentalhome #rentalproperties

We’d love to help! We can help raise your credit score so you can buy a home. Worried about negative marks? We’ve got you covered. Send us a message to get started. #mortgagelender #mortgageloanofficers #mortgagebroker #mortgageadvisor #mortgageadvice #lender #lenders #mortgagetips #homeownership #mortgages #mortgagespecialist #creditscore #crediteducation #firsttimehomebuyer #firsttimebuyer #credittips #credithelp

BJ Dale just got his sister a home! He sent us this picture and we had to share. There’s nothing like being able to help those closest to you build their legacy. Great job at our Roseburg Branch BJ! #mortgagelender #mortgageloanofficers #mortgagebroker #mortgageloanofficerlife #mortgageadvisor #mortgageadvice #lender #lenders #mortgagetips #homeownership #mortgages #mortgagespecialist #roseburgoregon

You guys are the best and we are here for you every step of the way! Buying real estate should be one of the most exciting times of your life. Double-tap if you agree. #mortgagelender #mortgageloanofficers #mortgagebroker #mortgageloanofficerlife #mortgageadvisor #mortgageadvice #lender #lenders #mortgagetips #homeownership #mortgages #mortgagespecialist #clienttestimonial #clientreview

Don’t stress about your credit! We can help you put together a plan to improve your credit score. Also, we don’t charge you a dime for this. Send us a message to get started. #mortgagelender #mortgageloanofficers #mortgagebroker #mortgageadvisor #mortgageadvice #lender #lenders #mortgagetips #homeownership #mortgages #mortgagespecialist #creditscore #crediteducation #firsttimehomebuyer #firsttimebuyer #credittips #credithelp

Homeowners - this one is for you. One of the surprising ways you can up your cash flow is to wrap your high interest debt into your home loan. This will lower your monthly payment and increase your monthly cash flow. Save this for later to come back to. #mortgagelender #mortgageloanofficers #mortgagebroker #mortgageadvisor #mortgageadvice #lender #lenders #mortgagetips #homeownership #mortgages #mortgagespecialist #homeloan #homeownertips #creditcarddebt #creditcards #debtpayoff #cashflow

Thrilled for you Owen and Marilee. This one was special because there’s a good chance this is the DREAM HOME! Send us a message if you want to be next! #mortgagelender #mortgageloanofficers #mortgagebroker #mortgageadvisor #mortgageadvice #lender #lenders #mortgagetips #homeownership #mortgages #mortgagespecialist #firsttimehomebuyer #homebuyingprocess #dreamhouse

Helping families across multiple states is a dream come true. Darel, we absolutely love seeing this. You are such a man of integrity and it shines through in every transaction. Montana folks, if you're on the hunt for a home, Darel at Grizzly Home Loans has your back. #mortgagelender #mortgageloanofficers #mortgagebroker #mortgageloanofficerlife #mortgageadvisor #mortgageadvice #lender #lenders #mortgagetips #homeownership #mortgages #mortgagespecialist #loanofficer #loanofficers #montana

Need a loan for 8 years? 13 years? 24 years? We can customize fixed loans to fit your needs. Traditionally fixed loans are for 15-30 years, however we are usually able to get you a loan for however long you would like. Share this with a property investor! #mortgagelender #mortgageloanofficers #mortgagebroker #mortgageadvisor #mortgageadvice #lender #lenders #mortgagetips #homeownership #mortgages #mortgagespecialist #propertyinvestor #loanofficer #homeloan

Our team had an amazing time in Detroit, Michigan last week with @uwmlending . We bonded as a team during dinners, late night chats and can’t forget Top Golf. Watch until the end to see who needs golf lessons! Can’t wait to go back! #mortgagelender #mortgageloanofficers #mortgagebroker #mortgageloanofficerlife #mortgageadvisor #mortgageadvice #lender #lenders #homeownership #mortgages #mortgagespecialist #companyculture #detroitmichigan

We love getting to play a role in your home buying journey! Looking to buy a property or refinance? Give us a call. #mortgagelender #mortgageloanofficers #mortgagebroker #mortgageadvisor #mortgageadvice #lender #lenders #mortgagetips #homeownership #mortgages #mortgagespecialist #refinancing #clientreview #clientreviews #vancouverwa #washougalwa #camaswa

Don’t let not having a large down payment stop you from getting a home. Give us a call and we can talk through your options. #mortgagelender #mortgageloanofficers #mortgagebroker #mortgageadvisor #mortgageadvice #lender #lenders #mortgagetips #homeownership #mortgages #mortgagespecialist #downpayment #downpaymentassistance #firsttimehomebuyer #firsttimebuyer

Clear debt instead of shifting it. Moving debt between cards may signal financial strain and potentially impact your credit score. Instead, focus on paying off your debt rather than moving it. Follow for more tips to help improve your credit score and strengthen your financial outlook. #mortgagelender #mortgageloanofficers #mortgagebroker #mortgageadvisor #mortgageadvice #lender #lenders #mortgagetips #homeownership #mortgages #mortgagespecialist #creditscore #crediteducation #firsttimehomebuyer #firsttimebuyer #credittips #creditgoals

Let’s get you that home! We know buying a home can feel intimidating but it doesn’t have to be! We have walked families through this process time and time again. We know the steps you need to take and want to help you get your home with the least amount of stress. So send us a message to talk next steps, you’ve got this! #mortgagelender #mortgageloanofficers #mortgagebroker #mortgageadvisor #mortgageadvice #lender #lenders #mortgagetips #homeownership #mortgages #mortgagespecialist #firsttimehomebuyer #firsttimebuyer #homebuyingprocess #homebuyertips #homebuyingtips

These are all the states we lend in! And the list is growing! We’d love to help you get started in the real estate game or gain more properties to help build your legacy. What state should we come to next? #mortgagelender #mortgageloanofficers #mortgagebroker #mortgageloanofficerlife #mortgageadvisor #mortgageadvice #lender #lenders #mortgagetips #homeownership #mortgages #mortgagespecialist #realestateinvesting #realestateinvestor #firsttimehomebuyer

VA LOAN CLOSING DAY! WE LOVE TO ASSIST AND SERVE OUR VETERANS! So pumped for Greg and Samantha Lunsford on purchasing their first home. Alex Bates with WGFG was fantastic, always love working with you my brotha. Send me a message if you are ready to buy your first home! #mortgagelender #mortgageloanofficers #mortgagebroker #mortgageadvisor #mortgageadvice #lender #lenders #homeownership #mortgages #mortgagespecialist #firsttimehomebuyer #firsttimebuyer #homeownership #valoan #valoans

LOAN OFFICERS: Are you looking to make a change? Want to build a long term legacy? Want to work in a healthy company culture? Want growth opportunity? We would love the chance to partner with you and help you build your long term legacy in this industry. Send us a message to learn more or set up an interview. Be sure to share this with a loan officer! #mortgagelender #mortgageloanofficers #mortgagebroker #mortgageloanofficerlife #mortgageadvisor #mortgageadvice #lender #lenders #mortgages #mortgagespecialist #loanofficer #loanofficers #hiringnow #companyculture

Are you a business owner or land developer? We have financing options for you. We’d love to help make your next project possible. Send us a message to learn more. #mortgagelender #mortgageloanofficers #mortgagebroker #mortgageadvisor #mortgageadvice #lender #lenders #mortgagetips #homeownership #mortgages #mortgagespecialist #landdevelopment #businessownership

Shout out to @bj.dale_legatum.mortgage and team from our branch in Southern Oregon! You are grinding hard and it's amazing to see all of the families you are serving in Roseburg. Let's go! #mortgagelender #mortgageloanofficers #mortgagebroker #mortgageloanofficerlife #mortgageadvisor #mortgageadvice #lender #lenders #mortgagetips #homeownership #mortgages #mortgagespecialist #southernoregonrealestate

Thank you for continually trusting us with this process to get you your dream homes! If you have your eyes on a property, send us a message. Let’s get you one step closer to ownership. #mortgagelender #mortgageloanofficers #mortgagebroker #mortgageloanofficerlife #mortgageadvisor #mortgageadvice #lender #lenders #mortgagetips #homeownership #mortgages #mortgagespecialist #homebuyers #washougalwa #washougalrealestate #clienttestimonial #homebuying

NO!! It is very challenging to try and time the market when it comes to buying a house and is often unrealistic. Instead of trying to time the market, focus your energy on getting yourself in the best position financially to put an offer on a house when you find one you love. #mortgagelender #mortgageloanofficers #mortgagebroker #mortgageadvisor #mortgageadvice #lender #lenders #mortgagetips #homeownership #mortgages #mortgagespecialist #crediteducation #firsttimehomebuyer #firsttimebuyer #homebuyingprocess