Why Legatum?
As Owner of Legatum Mortgage, I believe it's vital to explain the thought behind the name of this company, and to articulate to the consumer why this company exists. I've been a loan officer helping many family's over the years get into a home or refinance an existing property. I myself have been someone that has benefited from purchasing homes and refinancing. And from my research, observing those in the past, and experiencing what I have in my lifetime, I genuinely believe that purchasing property is one of the greatest long term decisions that anyone can make.
I want to emphasize the verbiage, "long term." Far too many times in the past and even today, I see people purchase property with a short term perspective, expecting to receive a major short term return. Additionally, I see many people make the decision not to purchase a property at all due to the fear of property values going down or anticipating a crash. And I would say that they have every reason to have that caution due to what we've seen most recently in 2008. The problem with these scenarios though is that they both are thinking and planning for the short term.
Can your purchase make you money in the short term? Of course that's possible! But should that be your motivator to make the purchase? And could the real estate market see a decline or maybe even a crash in the near future? That is certainly possible, and it's wise to even expect that to happen. However, when you look at the history of the housing market in the US, and you look at what generations have accomplished with property over the last couple thousand years, real estate proves to be one of the safest and lucrative investments anyone can make. But, you have to think long term.
I would even challenge you to think beyond yourself, and have in mind those that you leave behind. I would encourage you to start thinking generationally. Think about the legacy you are going to leave. Or as my company would say in Latin, the legatum you're going to leave. It's the age-old principle of sowing and reaping. If planned well and planned in a calculated manner, real estate can be one of the greatest ways to leverage other opportunities in the future.
The truth is, Legatum Mortgage is just one way for me and my team to leave a great legacy. More importantly, I want to leave a great legacy as a Husband, as a Father, and as someone that marks the lives of everyone I come into contact with as I partner with God. This company is not about me, it's about helping leave greater legacy's for the families I help. It's about helping my clients see further into their future, so they can start to make decisions today that lead to great legacy. So join me. Think long term. Think generationally. Think Legatum.
- BJ Dale, Owner + Mortgage Advisor
